Did you know your passion for green living could help you qualify for a larger home loan? Thanks to an Energy Efficient Mortgage offered by the FHA and Total Mortgage Services, your dream green home may be a reality. If energy-efficient upgrades pay for themselves through savings on energy bills, you can factor these upgrades into your mortgage giving you an easy way to help make your house green. This program is also available for refinancing, giving you the funds to upgrade your home. Borrowers can use the FHA mortgage program in combination with an EEM to get a loan that is higher than what is normally allowed. For example, a home buyer who purchases a home for $200,000 with 3.5% down will then have a mortgage for $193,000. But if that buyer can show that $5,000 in energy efficiency upgrades will save the buyer money each month, that buyer may be able to have an extra $5,000 added to their mortgage to finance those upgrades. So remember, the next time you are looking to refinance or buy a new home, going green always has its benefits! Read More »

Contact: Patrick Merryman
Total Mortgage Services, LLC | www.totalmortgage.com | Facebook
"Voted one of the Greenest Mortgage Companies"
Equal Housing Lender | BBB Rating: A+
(877) 559-4958 | Cell: (845) 616-8102

Total Green specializes in Direct Exchange (DX) Geothermal Energy Systems. Geothermal energy exists underground. Within as little as 15 feet down, there is a constant ground temperature of 55 degrees. Geothermal systems tap this energy, bring it to the surface, and use it to avoid conventional heating and cooling technologies. A complete geothermal system will bypass the need for furnaces, water heaters, or air conditioners. Homeowners need no longer worry about rising oil or gas costs. The Total Green System saves the average homeowner $5,000. to $10,000. and more each year, while dramatically increasing the value of their home.

A large number of Geothermal installations are retrofits into existing homes. Homeowners typically consider switching to Geothermal when their aging heating system fails or needs replacing, they’re considering adding central air conditioning, want to go green, or learn that there is an alternative to being dependent on fossil fuels and exorbitant costs for oil, natural gas, or propane. For these homeowners, geothermal installation costs are routinely paid back in under 7 years, one of the fastest paybacks of all renewable energy systems.

Total Green, LLC | www.TotalGreenUS.com
371 Orchard Drive, Monroe, NY 10950
Call: (845) 774-8484

Superior Walls makes the addition of living space affordable, and provides a basement that will stay dry and warm in the winter, cool in the summer.

Superior Walls is a custom foundation system that uses precast concrete panels that are installed by certified trained crews in virtually any weather, usually in less than a day. They use up to 70 percent less concrete than conventional foundations. Pre-engineered built-in insulation and high-strength concrete conserve energy and lowers costs. The panels have a high insulation value and reduce air infiltration, providing an excellent thermal envelope, minimizing energy leakage. They also come with stud facings, eliminating the need for additional wood framing and lowering labor costs.

Superior Walls is the first and only insulated precast concrete wall system to earn the Green Approved Product designation from the National Association of Home Builders, and received the NAHB Innovative Housing Technology Award. The system has been featured several times on This Old House.

Superior Walls of Hudson Valley | SWHV.com
68 Violet Avenue, Poughkeepsie, NY 12601
Call: (845) 485-4033

Aegis Solar Energy® is an expert design and installation company for solar panel, hot water, and pool heating systems. They will design and install photovoltaic panel systems that generate electricity directly from sunlight. Electricity produced supplements the power supplied to your home by a utility, or be fed back into the electrical grid, resulting in significant energy savings.

Approximately 30% of your fuel bill goes to heat water. A solar hot water system generally saves between 50-80% of that amount. A solar domestic hot water system will generally last thirty or more years. The system acts as a pre-heater for your existing hot water system. It uses flat plate collectors in a closed loop system. These have historically proven to be the most efficient and trouble-free systems available for use in the Northeast.

Solar pool heating is the most cost effective of all solar applications. Filtered pool water is circulated through solar panels where it is warmed and then returned to the pool. The collectors can be mounted on a roof or on a ground mount as long as they get 4 to 6 hours of sunlight per day. Since the sun's energy is free, there are no operating costs to heat your pool. Your swim season can be doubled, while eliminating or greatly reducing your heating costs.

Aegis Solar Energy® | www.Aegis-Solar.com
1 Research Drive, Branford, CT 06405
Call: (203) 208-1856

EasyCare® Energy Saver offers a cost-effective solution to attic heat loss or gain. When the sun beats down on your roof in the summer, the shingles absorb heat. The heat stored in the shingles will radiate into the attic, making it heat up and causing your air conditioner to work harder and use more energy. A Reflective Radiant Barrier will reflect up to 95% of that heat, blocking it from entering your attic. In the winter, this process works in reverse, keeping heat inside the house. The barrier reflects heat back in the direction from which it came, keeping your home cooler or warmer. This is the solution to attic heat loss problems, since your attic is the primary area responsible for heat loss or gain in your home.

EasyCare Energy Saver may be installed over your present insulation, stapled under the rafters, or inside a crawlspace. The installation of a Reflective Radiant Barrier takes less than a day to complete, and will increase the efficiency of your current insulation. It is a non-toxic, non-carcinogenic material that requires no protective clothing, respirator, or special tools to install. It also has a Class A/Class 1 Fire-Rating and has been tested extensively for fire safety, vapor transmission, and resistance to mold and mildew.

EasyCare provides home energy audits. They will assess your home's energy consumption from basement to attic, then recomend how you can save on energy costs, including heating and cooling. They will also explain how installation of the Energy Saver can save an additional 25% to 40% on your overall heating and air conditioning costs. In addition, EasyCare provides high-performance insulated windows and other cost-effective energy solutions for your home.

EasyCare® Energy Soulutions | www.EasyCareEnergySolutions.com
160 Christian Street, Oxford, CT 06478
Call: (888) 646-2453

EasyCare Energy Saver is Energy Star approved. 2011 Energy Tax Credits are available including: Energy Star window credits, water heater credits, air conditioner credits, furnace credits, insulation, doors, and roof credits. 30% Energy Tax Credits through 2016 include: geothermal heat pumps, solar energy systems, small wind turbines, and fuel cell credits.

Devine Brothers is a three-generation, family-owned and operated business that has been in Norwalk, CT since 1918. Today, Devine Brothers is a national industry leader in the next great home heating energy: Bioheat.

Bioheat is a blended biodiesel, which is a renewable energy source produced from soybean oil. Biodiesel is non-toxic, biodegradable, and reduces toxic emissions. Devine Bioheat® provides homeowners with the best heating energy that money can buy, while also reducing our dependence on foreign oil imports.

Biodiesel is the only alternative fuel to have fully completed the health effects testing requirements of the Clean Air Act. These tests have shown that the use of Bioheat in a standard home oil burner result in a substantial reduction in unburned hydrocarbons, carbon monoxide, and particulate matter, compared to emissions from distillate fuels. In addition, biodiesel's exhaust emissions of sulfur oxides and sulfates (major components of acid rain) are essentially eliminated. Using Bioheat helps reduce greenhouse gases, a main cause of global warming.

Devine Bioheat is made by blending biodiesel with conventional heating oil. Biodiesel is a natural solvent, therefore Bioheat actually cleans as it moves through the heating system. There are no furnace or system modifications required, and Devine Bioheat costs no more than your current oil.

Devine Brothers | www.DevineBioheat.com
68 Violet Avenue, Poughkeepsie, NY 12601
Call: 1-877-SOYHEAT or (203) 769-4328

3M Film technology reduces heating and air-conditioning expenses by reflecting the sun's heat away from a building. It blocks 98 to 99 percent of ultraviolet (UV) light, providing protection from the sun’s harmful rays and reducing fabric and furniture fading. It also reduces glare and improves indoor visibility. Its strength prevents the shattering of glass and increases safety. It does all these at a fraction of the cost of installing special glass.

3M Film is tough, durable, and transparent. If desired, it comes in a dusted or frosted version that simulates acid-etched or sandblasted glass for enhanced privacy. It is also available in decorative finishes that create a uniform rice paper appearance. Light is dispersed softly, rendering a sophisticated, tranquil atmosphere.

Millard Enterprises is one of the leading 3M Authorized Prestige Window Film Dealers and Installers for CT and NY. They have been serving clients for over 30 years. They are fully-licensed, insured, and LEED Accredited. Their work is backed by a 3M factory-direct warranty. In addition, Millard is an expert in helping clients understand and apply for state and federal energy-saving incentives and tax credits. The company utilizes leading-edge techniques and processes such as an “energy demand analyzer” to help customers understand the energy costs associated with various window film products and applications.

Millard Enterprises | www.MillardWindowFilm.com
239-A Shunpike Road, Cromwell, CT 06416
Call: (860) 632-1877 for a free estimate.

Solatube® is a Tubular Daylighting Device (TDD). It is essentially a hollow tube mounted in your home's roof that channels the light of the sun directly into your home's interior. A prism on top of the tube collects light from any angle, and the highly reflective interior of the tube conducts this light where you want it.

Solatube produces exceptional lighting. The light output is incredible, providing as much light as you would expect from a skylight many times its size. It is cost-effective. TDD's cost considerably less than other daylighting options such as windows and skylights, including both product and installation costs. Installation is fast, clean, and easy. Their compact and flexible design allows them to be installed in just about any room, including those without direct roof access, and smaller spaces where daylighting would usually not be an option. No structural reframing, tunneling, drywalling or painting is needed. A professional can install the product in less than two hours, and most do-it-yourselfers can finish the project in one day.

TDD's allow you to switch off electric lights during the day, which provides savings on energy bills and also reduces environmental pollution. There are also health benefits. It has been shown in several prominent studies that increasing daily exposure to natural light can enhance mental and physical well-being, boost concentration and energy levels.

Brighter Concepts of CT | www.BrighterConceptsCT.com
748 Post Road East, Westport, CT 06880
Call: (203) 221-7652